Changing Your Life with a Bottle of Lotion

Comments (0) April 2019 KW Magazine, Beauty/Fashion/Style

Over the years, I’ve worked with women from all walks of life and from all parts of the world.
I’ve noticed a very distinct trend: Disconnect…

Women who can’t -or won’t- stop waging war with their bodies.
Women who can’t -or won’t- stop hating themselves, perpetually playing old tapes of self-sabotage and low self-esteem.
Women who can’t-or won’t- stop running from themselves. (more…)

Read article

The New Companionship

Comments (0) April 2019 KW Magazine, Relationships/Marriage/Divorce

There are many ways for women to describe their various types of relationships. The traditional ways of course, my boyfriend, my fiancé, my husband, my significant other, etc., etc. There’s the celebrity way, “we’re just friends,” or the phrases frequently used today by both sexes “hooked-up” and “friends with benefits.”

But how do you politely describe your relationship with someone whose salary is considerably less than yours, with whom you go out socially, and with whom you are having killer sex?  The new catch-phrase for this type of relationship is “the new companionship”. (more…)

Read article

What I Have Learned….About Beliefs

Comments (0) April 2019 KW Magazine

I used to toss the word beliefs around like it was so many Jelly Bellies. “No big thing,” I thought. That’s because I didn’t know an alternate for a belief. Now I do, and now, I see beliefs as a ’less than’ idea.

I’m sure the majority of you remember the story of The Little Engine That Could. This brave machine was faced with a rather challenging uphill climb, and he doubted that he could do it (ran out of coal.) But subsequently another engine came along to help out and – having been cheered on by bystanders “We think you can!” he pickup up on the idea and he thought he could as well, and he succeeded. (more…)

Read article

Sanctuary

Comments (0) April 2019 KW Magazine, Poetry

A long-tapered match lights the wicks
of candles scattered throughout a room
soft music drifts in the background.
Steamy water fills a large oval tub
nestled among foliage thriving on sunlight.
Peach nectar rises on bubbles –
Fingers test the heat.

Cut-offs, which shouldn’t be worn
by a woman her age,
a cerulean blue top and lacy undergarment,
worn to make her feel desirable,
slide to the floor as legs, long and lanky,
they used to say,
ease down into her escape.

A teal sponge dips and glides over pores
gathering sweet scented oils.
Eyelids close as tension is released
by hands that remember a lover’s touch.
As the music ends, she rises
to leave her sanctuary,
slipping arms into plush white sleeves.

Crossing the floor, stepping from cool tile
to cream carpet, a drawer is opened –
cradles silk, satin and lace.
Sea mist is the choice for this evening,
it captures the green in eyes that turn
to reflect upon an eyelet quilt,
turned down on an empty bed
that does not notice.

Copyright 2019 Sandra Morgan all rights reserved

Founder/CEO/Editor in Chief Kalön Women Magazine

Read article

Old Woman – Your Eyes

Comments (0) April 2019 KW Magazine, Poetry

When I look into your eyes,
I see decades…
you as a spark-
not yet a raging fire.
Pains and triumphs… mistakes of Life.

I look at your face, now old and worn…
marked by time and error… time and error….
Old woman, your eyes tell me of lies
I have only dreamed…
Adventure, love and broken staffs…
passions fading in your eyes…
pools of emotion never swum.

In your mirrors… and in your mirrors
I see fear.
Could the world forget you?
Let the fire die?
Yes.
Yet
have no fear…
Old woman…
your eyes….

Copyright 2019 Carrie E. Pierce all rights reserved

carrie pierceHealth and Beauty has been Carrie E. Pierce’s career focus for over 28 years.

Throughout her career, Carrie has served as: Guest and Corporate Makeup Artist for numerous major, international cosmetic companies and as a Hollywood film, TV and special effects makeup artist.

She’s provided skin care and makeup services for the fashion industry, as well as restorative make up procedures for burn and scar patients, cancer patients, domestic violence survivors and women suffering with self-esteem issues.

Carrie is a licensed Aesthetician, Certified Color Analyst, Menopause Skin Care Specialist, Author and Co Host of a nationally syndicated radio show.

Together with Life Coach Kris Cavanaugh Castro, Carrie has co created a coaching program created especially for Midlife women- and the men who love them. Called ‘Making Peace With Menopause’ this program covers the myriad health, beauty, emotional, spiritual and mental aspects of the Menopause journey.

It’s Carrie’s mission and her passion to help women be the best they can be – especially as they move through Midlife!

Read article

Beads

Comments (0) April 2019 KW Magazine, Poetry

In the shower this morning
water sprayed like most days
warm, soothing to wake
a sleepless night.
Head still fuzzy, I
see glass walls,
beads of water and I
sink down to the floor to watch
one drop, drift to touch
another and roll across
to touch another and roll
down, grabbing more
on their way through
the drain in the floor –

bars any escape
as I place my leg
over this hole, to keep them
here with me, unable
to join their journey.
Coupled with saline
down the length of my throat
to the tips of my breasts, we
drip down
into this pool, swirling I
move to the corner of
this moment as
glass walls cry
for another drop
to find its way.

Copyright 2019 Sandra Morgan all rights reserved

Founder/CEO/Editor in Chief Kalön Women Magazine

Read article

Journeyman’s Prayer

Comments (0) April 2019 KW Magazine, Poetry

She carries her Dream Basket
Cradled like a baby,
And steps into the meadow.
A head full of images
And the perfect plan for matching them together…
This jigsaw puzzle, Life.

To do All and be All…
Perhaps Rich…
Perhaps Famous…
Perhaps Not….

Afraid, fresh-
She journeys into the thrashing World;
angry reptile here to teach.

Far from home-
Feeding herself…
Alone;
Trying not to crumble…
Not to crumble….

I, weary traveler,
My journey old;
extend the Journeyman’s Prayer:
That tears cried
Will fall upon listening ears
And dark anguish,
Be heard by the caring Soul.
-That dreams be outgrown-
not trampled by heavy feet…

And from a struggling heart,
Pray that Life, with all her pungency,
Combines sweetly for you,
No bitter, sour dish- your only feast….

Traveler, begin-
But in your sack, fold away the Past,
For there will be storms and ugly awfulness…
The memory of Love
Will be the only shelter that withstands.

Copyright 2019 Carrie E. Pierce all rights reserved

carrie pierceHealth and Beauty has been Carrie E. Pierce’s career focus for over 28 years.

Throughout her career, Carrie has served as: Guest and Corporate Makeup Artist for numerous major, international cosmetic companies and as a Hollywood film, TV and special effects makeup artist.

She’s provided skin care and makeup services for the fashion industry, as well as restorative make up procedures for burn and scar patients, cancer patients, domestic violence survivors and women suffering with self-esteem issues.

Carrie is a licensed Aesthetician, Certified Color Analyst, Menopause Skin Care Specialist, Author and Co Host of a nationally syndicated radio show.

Together with Life Coach Kris Cavanaugh Castro, Carrie has co created a coaching program created especially for Midlife women- and the men who love them. Called ‘Making Peace With Menopause’ this program covers the myriad health, beauty, emotional, spiritual and mental aspects of the Menopause journey.

It’s Carrie’s mission and her passion to help women be the best they can be – especially as they move through Midlife!

Read article

Becoming Billie – Chapter Seventeen

Comments (0) April 2019 KW Magazine, Mystery Series - Becoming Billie

“Looks like the weather’s turning colder…” the young woman at the newsstand observed as she handed Gus the morning paper and a pack of Marlboros.  Gus nodded at the obvious for it had shown up as a pain in his leg the day before.  The limp had become less noticeable, except to Gus when these weather patterns reminded him all too well.  But it was always there – one way or another.

‘The Limp’. In the nine months since that had ensued, Gus had limped through his days and nights in pain –both physical and emotional.  Sure, he had much to be grateful for.  He had survived a near fatal wound, Theresa was safe, Lindy’s ordeal had been vindicated, five young women’s lives had been saved and a human trafficking ring had been squashed. Hopefully, the gang members will be made to pay for their evil deeds soon too.  (more…)

Read article

How to Help Your Adult Children Establish Strong Credit

Comments (0) April 2019 KW Magazine, Finance and Money

credit

Today’s millennials and Generation Z face starkly different financial realities than their parents did at their age. As a parent of a young adult, how can you help your children understand their financial options to build a foundation for their futures? The first step may be to appreciate where they’re coming from and how their attitudes may differ from yours. Your assumptions about finances based on your experience at their age may no longer hold true. Once you understand your millennial children’s situation, you may better be equipped to help them make sound financial decisions.

Consider these recent findings about millennials and credit from VantageScore Solutions before advising your adult children. (more…)

Read article

How ‘Life’ Gets in the Way of Retirement Planning and How to Overcome the Obstacles

Comments (0) April 2019 KW Magazine, Finance and Money

retirement

If you’re like many Americans, retirement planning may not be high on your ”to-do” list. When life is busy and you’re shouldering the burden of looking out for yourself and your family, setting up a retirement plan can slide down the priority list — especially if you’re hoping it will somehow be easier in a year, two or more.

But if you look at the root causes of inertia behind retirement planning, it’s clear how the effects from your behavior can be significant.

Below are some insights to help you get on track and better understand the kinds of behaviors that can get in the way of planning for your financial future. (more…)

Read article

5 Tips to Make Your Healthy Goals a Reality Plus Recipe for Nutty Grain-Free Granola and Yogurt...

Comments (0) April 2019 KW Magazine, Fitness Over 40

goals

Making small, sustainable changes in your lifestyle can result in big health improvements.

Here are five tips to kick-start your goals with small, healthful changes that can become part of your life — for good.

1. Goal: Exercise one hour every day (more…)

Read article

Six Popular Nutrition Trends

Comments (0) April 2019 KW Magazine, Health

nutrition

The expanded variety of health and wellness options available today can be confusing for consumers who are trying to learn all they can to make the most informed, healthy choices for themselves and their families.

Below, Dr. Nicole Avena, assistant professor of neuroscience at Mount Sinai School of Medicine and visiting professor of health psychology at Princeton University, explains six popular nutrition trends including sustainable snacks, new plant-based milks, prebiotics and probiotics and the latest on gummy supplements vs. traditional vitamins: (more…)

Read article

2019 Tax Tips for Online Filers

Comments (0) April 2019 KW Magazine, Finance and Money

tax tips

As time continues to tick, millions of tax filers are beginning to feel the pressure to file a tax return. But big questions still remain, and for those filing online, those questions are compounded by the myriad options for submitting a return.

Fortunately for those online filers, there is such a thing as sound advice. With help from some of America’s renowned tax experts, we’ve compiled a list of the top four tips for filing online in 2019. (more…)

Read article

Oscar Milestones

Comments (0) April 2019 KW Magazine, Women In History

Many of us recently spent an evening enjoying the 2019 — 91st Oscars.  It may seem surprising that significant firsts for women are still occurring – but they are!  2018 marked the first year that a woman was nominated for best cinematographer – Rachel Morrison.  In 2019 for the first time, an African-American received the best costume design award – and she was a woman – Ruth E. Carter.  Also, the first African-American won the production design award – also a woman – Hannah Beachler.  In this month’s column, we focus on other significant Oscar milestones achieved in prior years.  (more…)

Read article

Kansa – Your Magic Wand for Maximum Health and Beauty

Comments (0) Beauty/Fashion/Style, March 2019 KW Magazine

As some of you may remember, several months back, I suggested transforming your evening TV time into a time of power-packed beauty ritual. In that particular article, I suggested you purchase an attractive box of some sort and in it store a few of your favorite beauty products for use only during this evening downtime. You’re sitting there on your tailend anyway -just wasting time- so why not make wise use of it?!?

Mom and I created our beauty box a few years ago and every night finds us rifling through it: applying face masks, using lip exfoliant and lip balm, applying hand and body lotion, using teeth whitening strips, minding our cuticles, brushing our hair- all while vegging in front of the TV. (more…)

Read article

Religion and Happiness – Is There a Connection?

Comments (0) Boomer Life, March 2019 KW Magazine

Does religion make you happier?  Or does it simply amplify what you already have? For those of us, like me, who have chosen not to belong to any specific religion, there’s a definite curiosity imposed by these two questions. What’s the answer?

Religion has two important things going for it. The first is a sense of community with others who share the same belief system. Out of this community comes a social connection that can be helpful and supportive in many ways.  It is a positive sense of belonging we all seem to look for in our lives. So, in other words, you don’t need religion to have a social life, but for some people it is a necessity. (more…)

Read article

Things to Consider if You Plan to Retire Before 60

Comments (0) Finance and Money, March 2019 KW Magazine

Financially speaking, what moves might you want to make?                

By choice or by chance, some people wrap up their careers before turning 60. If you sense this will prove true for you, what could you do to potentially make your retirement transition easier? As a start, you may need to withdraw your retirement funds strategically.   (more…)

Read article

Becoming Billie Chapter Sixteen

Comments (0) March 2019 KW Magazine, Mystery Series - Becoming Billie

The band played on and no one looked up from their drinks -or dice games- as Theresa slowly slumped over on the bar and begin sliding to the floor.  However, Alexei and Anna began berating her seeming drunkenness in loud, demeaning terms as if trying to call attention to her misfortune.

“You, sorry slut!” Alexei shouted.  “This is the last time we’re going out with you!”  He and Anna each grabbed Theresa under the arms and began dragging her toward the door to the kitchen, the tops of her shoes making a long mark on the dusty floor.  The bartender was right behind them as they approached the back door leading to the alley.  He opened the door and then the door to a waiting van and watched as they shoved Theresa into the back. (more…)

Read article

What We Wouldn’t Have Without Women

Comments (0) March 2019 KW Magazine, Women In History

The statement of a friend triggered the thought – what wouldn’t we have without women?  We wouldn’t have iPhones, United Way, tuberculosis tests, the drug to effectively treat childhood leukemia, the Apgar score, fruits and vegetables from California, Kevlar, affordable ice cream, commercial maternity clothes, Real D/3D for 3D movies, and much more.  In this month’s column, we focus on those parts of our lives that we take for granted today that we wouldn’t have without women. (more…)

Read article

What I Have Learned…About Others

Comments (0) Boomer Life, March 2019 KW Magazine

The topic of Others seems to be one of life’s biggest bugaboos, wouldn’t you agree? Others are intrinsic to relationships; in fact, it’d be really tough have a relationship without an other.

Others can be a true joy. They can also be a giant pain in the butt. The difference between the two boils down to one main thing: what you think about them, and that’s what I’ve learned in my seventy-seven orbits around the sun. I can control what I think about others. (more…)

Read article

6 Reasons Why You Need More Bananas in Your Life

Comments (0) Food and Drink, March 2019 KW Magazine

Bananas are a tasty snack that many people eat regularly without much thought, but there’s more to the iconic yellow fruit than just its convenience and color. Bananas are a superfood loaded with nutrients and have been enjoyed worldwide for hundreds of years. In fact, there are many reasons to consider eating more bananas.

Versatility: Bananas are one of the most versatile foods available. They come in their own container and you can eat them right out of the peel. You can slice up fresh bananas to enhance favorite snack foods, like cereal, yogurt or smoothies. They are a natural alternative to sugar to sweeten desserts and can be used in a variety of recipes, including savory ones. They are even tasty dried and eaten as banana chips. (more…)

Read article

What You Need to Know about Age-Related Macular Degeneration

Comments (0) Health, March 2019 KW Magazine

The ability to see the people, places and things in front of you is one of life’s most precious gifts. Imagine a life without the ability to see these things clearly — what steps would you then take to protect your vision? Life with Age-related Macular Degeneration, or AMD, can potentially lead to vision loss or blindness. While an AMD diagnosis can be a scary thought, there are things people can do to help reduce the risk of progression of the disease. Here’s what you need to know. (more…)

Read article

7 Tips to Eat Your Way to Thicker, Fuller Hair

Comments (0) Beauty/Fashion/Style, March 2019 KW Magazine

Did you know that what you eat affects your hair? That’s news to most people, especially those who are dealing with hair loss. While there are many possible causes for hair loss — stress, the environment, health problems — achieving thick, full and healthy hair ultimately starts with your diet. That’s because the nutrients you get from food and supplements provide the building blocks for your hair growth.

Research shows that certain nutrients, including iron, zinc, B vitamins, vitamin C and omega-3s are essential to healthy-growing hair, while lack of these nutrients and certain inflammatory foods can lead to hair loss and slower-growing hair. (more…)

Read article

Picking Lights for Your Desk

Comments (0) Boomer Life, March 2019 KW Magazine

Look at your desk. Chances are you have at least two screens in front of you. From smartphones to multiple monitors and even tablets, backlit screens constantly demand attention during the workday, but that quality of light could have a negative impact on health, comfort and productivity. For a quick fix, add a task light. Proper task lighting is an easy hack that can significantly improve your overall wellbeing and productivity at the workspace. (more…)

Read article

Tips for Shopping on Amazon

Comments (0) Boomer Life, March 2019 KW Magazine

With the new year in full swing, many have made a resolution to be smarter about their spending. For those struggling financially, shopping online can be especially useful in achieving this goal — all it takes is a strategic bargain-hunter’s mindset, according to Eva Macias, financial expert and author who specializes in leveling the financial playing field for all families, regardless of income.

“Managing your family’s finances can be a daunting task, but it doesn’t have to be overwhelming,” she says. “You just need to spend wisely, look for deals and realize you don’t have to do it all yourself.” (more…)

Read article

Histamine Intolerance- It’s Nothing to Sneeze At!

Comments (0) February 2019 KW Magazine, Health

histamine intolerance

At the time of this writing, in some parts of the nation -Polar Vortex excluded- Spring is getting ready to be sprung.

Already, tender shoots are poking through chilled soil, tree branches are bulging everso slightly with evidence of the new life to come and spring birds are arriving, filling the air with song. (If these wonders aren’t taking place yet where you live, hang on… they’re on the way!)

But these verdant wonders bring with them a down side… allergies and the histamine they trigger. (more…)

Read article

Becoming Billie – Chapter Fifteen

Comments (0) February 2019 KW Magazine, Mystery Series - Becoming Billie

billie

Theresa stood at the bottom of five worn stone steps. Looking up at the brownstone, she read the small bronze plaque, mouthing the words silently.  ‘Built in 1898’.  A larger painted, wooden sign above announced ‘The Billie Holiday Institute’.

In just five upward steps Theresa would become Jolene Price, fledgling jazz singer – a mantle that seemed way too large and formidable to fit or to swallow over the large lump in her throat.  She knew that, at least for this moment, Gus and Pete were watching from a rented delivery truck a half a block away and praying that she would be up to the task. As she placed her foot on the first step, she realized that that mantle of protection and the lifeline it represented, would soon be cut and left behind. (more…)

Read article

Why I Learned to Be Mom Instead of Mommy

Comments (0) Boomer Life, February 2019 KW Magazine

mother

I have always been one of those people who want to do something; take a class in documentary film making, make more time for my husband and me, take an exotic vacation; the list goes on and on. My mind is filled with ideas that I put it on the back burner of my life intending to ‘do it’ next month, next year, when I have time, etc., etc., ad nauseum.

It was a chance remark made by a friend that helped me realize how I was wasting precious time by putting things off. I was talking about wanting to go to France but, as usual, the trip was assigned to sometime in the future. My friend off-handedly responded by saying, “I wouldn’t keep putting off what you want to do, Kristen. You and I, we’re getting closer to the Gate, if you know what I mean”. (more…)

Read article

What I Have Learned…About Buying Stuff

Comments (0) Entrepreneurs, February 2019 KW Magazine

what i've learned

My folks were tight fisted when it came to spending money, so I heard “no” a lot during my growing up years. Some kids pitch fits when they don’t get what they want. My parents would not tolerate this behavior, and my disappointment, my angst, and my unfulfilled desires got carried around hopelessly and silently within.

To frost that ugly cake, I entered the convent where I took a vow of poverty. How about them apples? There, I learned that having things isn’t necessary. They’re nice, but aren’t necessary. In community living, everything belonged to “us.” It wasn’t “my” pen; it was “our” pen. That did help to dissipate the sense of possessiveness. (more…)

Read article

Women Poets and Lyricists in History

Comments (0) February 2019 KW Magazine, Women In History

women poets

Over the course of our lives, we learn poems, songs, and hymns without thinking about the authorship or wondering about which ones were written by women.  Mary Had a Little Lamb, Over the River and Through the Wood, Battle Hymn of the Republic, American the Beautiful, and many others that are famous and well-loved hymns were written by women.  Let’s discover some of these accomplished women poets, lyricists, and songwriters.  (more…)

Read article

From BFF’s to Four-Legged Friends – Valentine’s Day Gifts for Everyone

Comments (0) February 2019 KW Magazine, Holidays

valentines day

Valentine’s Day is not just for lovers anymore. While we naturally want to show our significant others how much we love them on the sweetest holiday of the year, Valentine’s Day has become a wonderful day to celebrate everyone we care about, from your BFF to your furry, feathered and four-legged friends. In fact, last year the National Retail Federation reported that approximately 20 percent of Americans plan to buy Valentine’s Day gifts for their pets.

Here are some ways to share the love with everyone who is important to you this Valentine’s Day: (more…)

Read article

Eating Right to Age Healthy – Tips From a Registered Nutritionist

Comments (0) February 2019 KW Magazine, Health

What if you were 60 but felt more like you were 30? Consider taking charge of your nutrition by adding in foods that help you feel decades younger.

“What you eat and drink can have a tremendous impact on how you look and feel,” says Dawn Jackson Blatner, Registered Dietitian and Nutritionist. “Eating healthy is important at any age, but as you get older, certain foods can have a powerful impact on your overall well-being.” (more…)

Read article

5 Steps to Retirement

Comments (0) February 2019 KW Magazine, Finance and Money

retirement

A recent study finds that 52 percent of American households are at risk of not being able to carry their current lifestyle into retirement. This is an increase from an estimated 45 percent of households in a 2004 study. The estimated retirement savings shortfall amounts to roughly $6.4 trillion.

In many cases, this dramatic number is the result of a lack of financial education. Many adults today know little about retirement planning because they weren’t educated on the topic during high school or college. For example, many people don’t realize that an individual retirement account, continuously funded at $3,000 per year — starting at age 20 and based on an estimated rate of return of 8 percent — will yield $1.16 million when they retire at age 65. That same account — started at age 30 instead — will only yield $517,000 at age 65. (more…)

Read article

How to Turbocharge Your Business in 2019

Comments (0) Business, February 2019 KW Magazine

business

Women are starting businesses at a record pace – motivated to pursue passions, financial independence and the flexibility that eludes most traditional jobs.

In the U.S. alone, women entrepreneurs generate $1.1 million in revenue on average across retail, professional and personal service businesses that have operated for 11 years. This stat comes from Visa’s new ‘State of Female Entrepreneurship’ report, which informed their recently announced program, She’s Next, Empowered by Visa, a global initiative to support and champion women in their efforts to grow their small businesses. (more…)

Read article

Quick Guide to Plan a Road Trip On a Budget

Comments (0) February 2019 KW Magazine, Travel

road trip

Does wanderlust have you longing to get away? Consider the possibilities of the classic American road trip. With a tank of gas, the right attitude and some smart supplies, you can explore amazing locales on a budget.

“The great American road trip is still very much alive, and we’re not just talking long endurance cross-country trips. Places you can go from your own hometown and return on just one tank of gas,” says Peter Greenberg, Emmy-award-winning producer, writer, radio broadcaster and TV correspondent. “If travel can be defined as an experience that is absolutely meant to be shared, then the road trip is still very high on my list. It offers shared adventure, shared experience and shared storytelling.” (more…)

Read article

Film at Eleven – Biofilm, Disease and You

Comments (0) Holistic Living/Life, January 2019 KW Magazine

biofilm

Well, the New Year is upon us, bright, shining and filled with Promise! And if you’re like most of us, you’re eager for that fresh new start; tossing out the old, making resolutions, altering your day to day habits and patterns, vowing to clean up your diet, on and on ad infinitum…

We’re all cleaning out closets, refrigerators and pantries, swearing off sweets and booze- and hitting the gym in vast numbers. We’re Unsubscribing from online materials and toxic relationships; eager to lighten the load and shed all that has held us down and back during the old year that has now come and gone. But, in the midst of all the cleaning hubbub, have you given any thought to truly deep cleaning your body at a cellular level? Probably not. (more…)

Read article

Healthy and Happy in 2019

Comments (0) Fitness Over 40, January 2019 KW Magazine

2019

What would it take to make you your absolute happiest in 2019??  We all know that more money isn’t really going to make us happy.  More material things aren’t going to do it either.  Neither is power or influence, fancy new friends or a title change at work.  Those things can be nice but they aren’t going to bring us true happiness.  It can be so easy to lose sight of this in a world that is becoming increasingly materialistic. (more…)

Read article

The Emotional Pain and Depression of a Celibate Relationship

Comments (0) Boomer Life, January 2019 KW Magazine

celibate

“We are living in a time when it seems as if sex is used to sell everything. From laundry detergent to pancakes, from make-up to hair dye, sex sells. We are inundated with it.”

I was doing a seminar on Sex, Love, and Relationships. During a break, a well-dressed, pretty, but nervous woman, came up to talk to me. She asked if I had ever encountered a person who was living in a celibate marriage or relationship.

“I don’t mean not having sex for long stretches of time because of certain problems that can be resolved. I mean never having sex, sleeping together in a bed but not being intimate for years.”

I nodded my head—I had heard about it. She was talking about a celibate relationship. (more…)

Read article

Why You Should Have an Online Social Security Account

Comments (0) Finance and Money, January 2019 KW Magazine

social security

In monitoring your Social Security profile, you may help to thwart fraud.

Could your personal information soon be stolen? The possibility cannot be dismissed. Sensitive financial and medical data pertaining to your life may not be as safe as you think, and thieves may turn to a vast resource to try and mine it – the Social Security Administration.

Consider three facts, which in combination seem especially troubling. One, Social Security’s databases contain sensitive personal information on hundreds of millions of Americans, both living and dead. Two, more than 34 million Americans interact with the SSA online. Three, nearly 100% of Social Security benefits are disbursed electronically.1 (more…)

Read article

What I’ve Learned – About Life and Love

Comments (0) Holistic Living/Life, January 2019 KW Magazine

life

I’ve always thought the true value and worth of a nation lies in its seniors. I love the value some cultures place on its seniors with their understanding. It seems that I can travel between the time I first zeroed in on that to where I am today in one blinding mental flash, although the chronology took nearly 70 years. When I first had the idea for a series around this topic, Sandra generously agreed, so you’re reading the maiden voyage of the What I’ve Learned series today.

I’ve come to see Life as an endless continuum, and because unfolding an understanding about Life has long been my primary motivation, I think what I’ve gathered around the topic is both wise and abundant. I share that with you in the hope that it stimulates more good in your life. (more…)

Read article

Becoming Billie – Chapter Fourteen

Comments (0) January 2019 KW Magazine, Mystery Series - Becoming Billie

Gus looked at the clock.  It had now been an hour since Lindy had finished recounting her ordeal and his wheels were turning.  He’d worn a deep path in the faded shag brown carpet as he paced the perimeter of the small living room.

Out of cigarettes- and patience- Gus wondered where the hell Pete was. There were plans to be made –quickly- before there would be more victims, not as lucky as Lindy.

It had begun to rain when Pete’s car finally pulled into the carport.  He pulled his coat over his head to protect several paper bags and dashed into the house. “Lunch!” his voice called out. (more…)

Read article

It’s a New Year – Celebrating New Ideas through History

Comments (0) January 2019 KW Magazine, Women In History

new year

With the start of each new year, many of us make resolutions whereby we vow to change our behavior and start new patterns.  What a great time of year to celebrate some of the women throughout American history who have come up with new ideas to help improve our quality of life and standard of living.  In this month’s column, we profile Emma Willard, Saint Katharine Drexel, Ellen Henrietta Swallow Richards, Frances Wisebart Jacobs, Juliette Gordon Low, Admiral Grace Murray Hopper and Stephanie Kwolek.  All of these women have been inducted into the National Women’s Hall of Fame.  (more…)

Read article

Mexican Cheese is Hot Right Now – Here’s a Queso Primer

Comments (0) Food and Drink, January 2019 KW Magazine

queso

Queso, anyone? With tortillas outselling hamburger and hot dog buns while salsa dethrones ketchup, Mexican food is more popular than ever in the United States – and cheeses are a key component of America’s favorite Mexican dishes. But are all cheeses created equally? Queso is not just that ubiquitous, neon cheese sauce you might sometimes see in the grocery store. In Spanish, the word simply means cheese, and Hispanic cheeses rival anything else you might see in the supermarket aisles, with a wide range of flavor profiles to tempt any palate. (more…)

Read article

Over 60? 3 Workouts You Need to Do to Live a Healthy, Active Lifestyle

Comments (0) Fitness Over 40, January 2019 KW Magazine

active

You want to live the healthiest life possible and you realize that to do so, you can’t rely on the same old exercise routine. You need to change it up and adjust your plans as you grow older. It may seem daunting, but the good news is that staying fit can be easier than you think.

“Many older adults know their fitness routines have to change as they age because of injuries, chronic aches and pains, or even shifts in the exercises they enjoy,” says Julie Logue, SilverSneakers(R) training manager for Tivity Health. It’s especially valuable to find a health plan that includes SilverSneakers, which is the nation’s leading fitness program designed exclusively for older adults. It’s much easier to be consistent with exercise when you find a program you love.” (more…)

Read article

4 Simple Tips to Help Reduce Stress

Comments (0) Health, January 2019 KW Magazine

stress

Stress. No one wants it but we all experience it from time to time. Higher levels of stress can cause problems at work and at home. But stress is not just hard on your mental well-being, it is hard on your body and can lead to many negative health outcomes.

Stress levels can also increase significantly when economic times are tough. In England, the British Health and Social Care Information Centre found that stress had increased by 47 percent during that country’s recession and that stress was the single biggest cause of sickness in the UK, affecting 20 percent of the population. In the United States, a survey by the Anxiety and Depression Association of America found that seven out of 10 people reported feeling some stress daily. To help you stay calm and focused, consider these four ways to reduce stress. (more…)

Read article

Heaping Helpings of Omega-3s – How Much Is Too Much or Not Enough?

Comments (0) Health, January 2019 KW Magazine

omega-3s

Each day we are bombarded with heaping helpings of health headlines — the latest, must-know, must-do health advice. Sometimes the tips seem obvious; but often, it’s quite difficult to understand what will produce health benefits — especially when headlines and social media can make legitimate advice seem irrelevant in a moment.

Over the years, we’ve seen more conflicting advice around omega-3 fatty acids such as eicosapentaenoic (EPA) and docosahexaenoic (DHA). Thousands of published scientific studies have shown the benefits, and we know that the human body needs them to function but can’t create them on its own. Among their numerous benefits, EPA and DHA have been associated with overall heart health and improving eye, brain and joint performance. (more…)

Read article

Is Your Business Open for Hackers?

Comments (0) Business, January 2019 KW Magazine

hackers

Protection against cyber attacks is crucial for any small business. A surprising report says that the average small business website is attacked by bots 44 times a day; however, many small businesses can’t picture themselves as a target. It’s easy to think that only large companies are subject to cyber threats, and therefore, overlook developing cybersecurity systems and tools due to cost and lack of resources. Thus, this is the exact reason why hackers will target small businesses — they are expecting to find weaknesses. It is essential for small businesses to protect their data, develop backup measures, and build recovery plans to counteract cyber threats in order to reduce the risk of losing everything they’ve worked so hard to build. (more…)

Read article

How Dry I Am – What You Need to Know to Properly Winterize Your Skin, Hair and...

Comments (0) Beauty/Fashion/Style, December 2018 KW Magazine

Well, it’s that most magical time of year again: Parties and gatherings, glistening decorations, mysterious packages under the tree, festive food and beverage- and dry, dry, DRY skin, hair and nails… Yea and Ugh – all at the same time!

If you’re like most women, during the winter season, your skin starts looking dull and dry– and perhaps your makeup no longer wears well or looks good, no matter how hard you try. And if you’re like me, carry all that one step further and add PAIN. My face, hands and lips chap so badly during this time of year that I am forced to moisturize day and night, with added hydrating treatments thrown in throughout the day. It HURTS! (more…)

Read article

The Woes of Holiday Fitness

Comments (0) December 2018 KW Magazine, Fitness Over 40

Holiday fitness – that almost sounds like an oxymoron!  The holiday season (we’ll define that as Halloween up through New Year’s) is so complicated for so many of us.  It doesn’t matter what your faith or background is or which holidays you celebrate.  This time of year is full of food, stress and social gatherings.  That makes it extremely difficult for even the most dedicated and disciplined individuals to stay on track with their health in November and December.

It’s really a perfect storm of factors that create this phenomenon.  We are all busy and trying to fit a lot more than usual into our already hectic schedules.  We have friends and family at our house, we are entertaining, shopping, traveling and totally frazzled despite the “holiday spirit”. There can also be lots of emotions tied to these events and to spending so much time with loved ones.   Add to that equation a heavy tradition of foods that are loaded with sugar, heavy cream, and ALL the carbs.  Oh yeah, and then there’s the booze! (more…)

Read article

Holidays and family Gatherings – Recipe for Disaster!

Comments (0) Boomer Life, December 2018 KW Magazine

Get ready! They’re (almost) here!  I’m talking about the holiday season. They’re coming around again soon. Remember the happy, fun, jolly times from years past? Well, they are back.

Holiday Specials on TV make our sentiments abound and we find ourselves becoming nostalgic for family traditions. You know, the shows and movies that, no matter what the problems, show happy family members getting all cozy and supportive of each other at holiday time. (more…)

Read article

Becoming Billie – Chapter Thirteen

Comments (0) December 2018 KW Magazine, Mystery Series - Becoming Billie

No one breathed or blinked as Gus and Lindy clasped hands and hugged in warm recognition, one frail and vulnerable, the other weary, worn but determined.  Soon words would flow in a torrent but for now none were needed.

Even Pete’s eyes were misty as he got his first glimpse of the main character in this bizarre and mysterious chain of events.

After a few moments of emotional silence, Pete cleared his throat and announced with a smile, “Let’s get this show on the road! There’s food, hot showers and a restful night waiting!”

“OH! Lead me to it!” Jessie sighed as she motioned Gus to get behind the wheel of her car.  Lindy, who had come to rely on Theresa’s care, would ride with her and Pete. (more…)

Read article

Catching Up on Retirement Saving

Comments (0) December 2018 KW Magazine, Finance and Money

If you are starting at or near 50, consider these ideas:

Do you fear you are saving for retirement too late? Plan to address that anxiety with some positive financial moves. If you have little saved for retirement at age 50 (or thereabouts), there is still much you can do to generate a fund for your future and to sustain your retirement prospects.        

Contribute and play catch-up. This year’s standard contribution limit for an IRA (Roth or traditional) is $5,500; common employer-sponsored retirement plans have a 2018 contribution limit of $18,500. You should try, if at all possible, to meet those limits. In fact, starting in the year you turn 50, you have a chance to contribute even more: for you, the ceiling for annual IRA contributions is $6,500; the limit on yearly contributions to workplace retirement plans, $24,500.1   (more…)

Read article

Alzheimer’s and Dementia Caregivers: What You Need to Know

Comments (0) Alzheimers Facts, December 2018 KW Magazine

Peggy Lavender, 63, of Brookhaven, Georgia, knew her life would change when her husband, Jim, 66, was diagnosed with Alzheimer’s five years ago, but she never expected it to be this challenging.

Following Jim’s diagnosis in 2014, Lavender managed to balance her career as a fifth-grade teacher with caregiving responsibilities, but as her husband’s caregiving needs increased, so, too, did her stress. Lavender retired earlier than she planned to become a full-time caregiver for Jim. (more…)

Read article

Women Motor and Horse Racing Athletes in History

Comments (0) December 2018 KW Magazine, Women In History

The chairwoman of the Indianapolis Motor Speedway for almost thirty years, Mari Hulman George died in November 2018 at age 83.  George is credited as a pioneer who owned a race team in the 1950s and 1960s and oversaw a period of significant growth and change during her tenure.  An active philanthropist as well, George focused on racing, animals and people.  More specifically, she advocated for the adoption of retired greyhounds, was a big supporter of Special Olympics and endowed the Mari Hulman George School of Equine Studies at Saint-Mary-of-the-Woods (Indiana).  Like George, other women have been pioneers in the fields of motor and horse racing.  Let’s discover some of these women. (more…)

Read article

Give Your Holidays a Healthy Twist with Cherry Preserves!

Comments (0) December 2018 KW Magazine, Food and Drink

Bring the gift of nutrition to holiday gatherings by incorporating sweet cherries into your favorite menu. It may not seem the season for cherries, but this is the time to raid the summer stash that has been frozen, dried or canned. Adding a bright, festive touch, sweet cherries will provide a boost of flavor and nutrition to power you into the new year.

“The holidays are a perfect time to unleash the goodness locked into preserved sweet cherries to help stay in peak health during the busy season,” said Mia Syn, a registered dietitian nutritionist. “Change up traditional cranberry sauce with a cherry-cranberry version – it’s low in sugar, quick, easy and versatile. Add some ginger or orange peel to complement your menu, and you may have a new, nutritious winter favorite.” (more…)

Read article

Tips for Pairing Wine with Your Holiday Baking

Comments (0) December 2018 KW Magazine, Food and Drink

There are few holiday traditions as sweet as baking a selection of treats to share with family and friends. This is especially true for the California winemaking family the Mondavis as it is for families across America. As the season begins, Janice Mondavi, wife of third-generation CK Mondavi and Family co-proprietor Marc Mondavi and their four daughters, Angelina, Alycia, Riana and Giovanna, always set aside time to gather for an afternoon of holiday baking.

Their Grandma Rosa was an incredible cook, and the tradition continues through the generations. It should surprise no one that in this household, instead of the classic combination of cookies and milk, the Mondavis pair their cookies with wine. (more…)

Read article

3 Technology Challenges for Entrepreneurs and How to Handle Them

Comments (0) Business, December 2018 KW Magazine

As a small business owner, you face many challenges. From stiff competition for customers to getting your name out there in a crowded marketplace and of course, balancing your budget, there’s always something new that needs your attention.

Investing in technology can help alleviate many of the concerns your small business faces, but if not approached properly, a tech investment can open your company up to an entirely new set of problems. With that in mind, this article takes a strategic look at some of the most common technology problems small business owners face and provides you with tips to tackle them, and get back to running and growing your business to be everything you imagined. (more…)

Read article

The Wind Beneath Your Wings – Conquering Midlife Arm Flab

Comments (0) Menopause, November 2018 KW Magazine

arm flab

Last month while contemplating the topic of my next magazine article, I received the following question from a loyal Kalon reader:
‘For heaven’s sake, will you please write something about what causes and how to get rid of these darn bat wings under my arms that seem to have sprouted overnight?! Signed, Georgia Peach.’

 

The question made me smile and clap my hands when I read it. Several seconds later, the backs of my arms finally stopped wiggling.

What’s that old adage… ‘Write what you know…?’ EGAD. So, Georgia Peach, I will say ‘This one’s for you’ but Truth be told, I’ll also be taking notes! (more…)

Read article

The Truth About Arm Fat and Exercises to Help Improve It!

Comments (0) Fitness Over 40, November 2018 KW Magazine

arm fat

By now you know that my approach towards fitness is a bit more holistic. I believe that our journey should be more about feeling good in our own skin and learning what it means to be healthy than about numbers on the scale and sizes.  That being said, there is nothing wrong with the desire improve ourselves and look our best.  That brings more confidence and encourages us to keep that healthy lifestyle going.  It feels good to feel good!

Most of us have insecurities and/or areas that we find troublesome.  I recently spoke on social media about my insecurities with my legs and how hard that has been to overcome.   We’re all in the same boat.  These trouble spots can be difficult if not impossible to specifically target, but it’s never a lost cause. (more…)

Read article

The Pros & Cons of Roth IRA Conversions

Comments (0) Finance and Money, November 2018 KW Magazine

roth ira

If you own a traditional IRA, perhaps you have thought about converting it to a Roth IRA. Going Roth makes sense for some traditional IRA owners, but not all.

Why go Roth? There is an assumption behind every Roth IRA conversion – a belief that income tax rates will be higher in future years than they are today. If you think that will happen, then you may be compelled to go Roth. After all, once you are age 59½ and have had your Roth IRA open for at least five years (five calendar years, that is), withdrawals of the earnings from your Roth IRA are exempt from federal income taxes. You can withdraw your Roth IRA contributions tax free and penalty free at any time.1,2 (more…)

Read article

The Friendship Marriage – Older and Wiser

Comments (0) November 2018 KW Magazine, Relationships/Marriage/Divorce

friendship marriage

Would you believe that not all married couples you see are in crazy, “I-can’t-live-without-you” love?  Some are—most are not.

The reasons for getting married are as varied as the couples themselves. If you asked anyone to describe love, you would get several different descriptions, and those same descriptions would change in definition over the years. People change and their ideas of real love change with them. (more…)

Read article

Becoming Billie – Chapter 12

Comments (0) Mystery Series - Becoming Billie, November 2018 KW Magazine

Gus thought it best to head toward Manhattan before the storm worsened.  He knew he could rest when he was on relatively safe ground and he was looking forward to the refuge that Pete had offered.

He wasn‘t surprised to see traffic was already heavy on the parkway- in spite of the early morning darkness- and he wondered if any of those fleeing could be Jessie and the girls.

Gus wasn’t used to spending large chunks of his time immersed in fantasies.  His career had allowed little time for that luxury but this seemed like a perfect opportunity to allow his usually-focused mind to run free.   (more…)

Read article

The Virtues Behind Entrepreneurship and Stretching Beyond Fear

Comments (0) Entrepreneurs, November 2018 KW Magazine

entrepreneurship

Becoming an entrepreneur is exponentially more popular than it was thirty years ago. Working in the corporate world doesn’t hold the allure it once did. Our parents may have taken a job with a company and stayed there for an entire career. That certainly isn’t today’s model, is it?

Working in corporate America was basically all that was available in the early 1950s. Eventually, though, the call toward entrepreneurship does sing its siren’s song. Did you experience this. Entrepreneurs have to stretch past their fears in the process of becoming. And that is when the real work began. (more…)

Read article

Social Reformers – Women in History

Comments (0) November 2018 KW Magazine, Women In History

social reformers

Women are often on the front lines of social change.  Over the last two hundred years or more of U.S. history, women have worked for abolition, women’s rights, civil rights, human rights, and many other causes.  Often unsupported, ridiculed or dismissed, these women’s hard-fought successes resulted in the rights and privileges that many of us take for granted in our daily lives.  Come discover more about these dedicated women and social reformers.

Carrie Nation was a social activist in “temperance.”  This was an anti-alcohol movement; she started a chapter of the Women’s Christian Temperance Union in the late 1800s.  Nation believed that alcohol consumption was the source of many societal problems and she gained much notoriety when she used her hatchet for smashing liquor bottles in saloons.  She was jailed and beaten many times for her acts of violence.  In 1901, she opened a shelter for women and children of alcoholics in Kansas City, Missouri, credited as the forerunner of today’s battered women shelters.  Her home in Medicine Lodge, Kansas has been named a National Historic Landmark.  Nation is credited with helping to raise awareness of temperance issues and the eventual enactment of the Eighteenth Amendment to the U.S. Constitution, the Prohibition Amendment, which was ratified in 1919.  (more…)

Read article

Secrets from a Pastry Chef for Pulling off a Simply Magical Holiday Spread

Comments (0) Food and Drink, November 2018 KW Magazine

holiday

Whether you’re hosting a small holiday gathering with friends or a formal dinner party with family, entertaining can be stressful. But with a few simple food-focused tips, you’ll be on your way to throwing the perfect holiday get-together — headache-free.

For ease of planning, Executive Pastry Chef Christina Kaelberer of acclaimed Edwards Dessert Kitchen in Minneapolis suggests focusing your gathering around the table. (more…)

Read article

5 of the Biggest Holiday Myths – Busted

Comments (0) Boomer Life, November 2018 KW Magazine

holiday myths

Holiday fantasies are not just for children. It turns out grownups actually celebrate the holidays living by their own set of myths, and they probably don’t even know it.

If all the holiday prep and bustle is giving your inner Grinch a migraine, you may find yourself in very good company! A recent Coinstar survey, conducted among 2,000 adults by Atomik Research, uncovered some of these hidden attitudes toward the holidays.

The findings revealed truths behind the following five myths we often cling to when it comes to the holiday season. (more…)

Read article

Ways to Connect All Generations of Your Family This Holiday Season

Comments (0) Boomer Life, November 2018 KW Magazine

generations

During the holidays, friends and families gather to celebrate and spend time together. This is a wonderful opportunity to create meaningful connections between people of different ages. However, it’s not uncommon to struggle with how exactly to do this when those of different generations, political and cultural beliefs, and religious backgrounds often seem worlds apart.

If you’re looking for thoughtful ways to connect all generations of your family, from the youngest to the oldest, and bypass divisive topics these smart ideas will inspire. (more…)

Read article

How to Have a Happy, Healthy Fall with Our Four-Legged Friends

Comments (0) November 2018 KW Magazine, Pets

four-legged friends

The dog days of summer are over and your furry family member is up and ready to play! It’s the time of year when even pets can get excited about the season and all the autumn outdoor activities families may enjoy. It’s also a time of year that can come with some hazards and vulnerabilities for our four-legged friends. Here are a few reminders to keep your pet happy and healthy, as the crisp apple-spiced air makes its fall appearance.

Fall is a great time to take advantage of healthy, active play with your pet to encourage and strengthen the human-animal bond. In addition, active play develops healthy movement and cardiovascular endurance for you and your dog, especially when exercise can tend to decline during the colder months and holiday party season. A simple game of fetch offers both! It’s a great way to make fetch happen with your dog’s favorite Chuckit! launcher and ball. The essence of fetch play satisfies their natural instincts to chase, while encouraging healthy and happy movement. (more…)

Read article

These Pillars Helped Pave the Road for Women-Owned Businesses

Comments (0) Business, November 2018 KW Magazine

women-owned businesses

Today there are nearly 12 million women-owned small businesses in the United States that generate almost $1.7 trillion in revenues. But 30 years ago, it wasn’t the same story — these business owners’ financial futures could have been out of their hands due to sexist lending practices, incomplete government data and limited advocacy on their behalf.

In 1988, women owned just 4.1 million businesses in the U.S — which may have been partially because acquiring financing was so difficult. Up until 1988, lenders could require women business owners seeking financing to have a male cosigner. This shocking and unfair practice made it difficult for women business owners to get the funding they needed to grow — limiting their ability to do everything from open a new location to make payroll or even just refinance other debt. (more…)

Read article

Hair Today, Gone Tomorrow – Midlife Hair Loss and What to Do About It

Comments (0) Menopause, October 2018 KW Magazine

hair loss

There once was a family friend of ours who made no bones about it: her hair was her ‘Crowning Glory’ and she spent no end of time, money and energy lavishing rich attention on it. Never mind that she had approximately 5 strands left on her head at the time- it was her Glory and Bygod whenever she looked at herself in the mirror, she saw a redheaded Lady Godiva. In her mind, men still lined up around the block for a chance to feel its soft, fragrant luxuriousness brush their cheek. You gotta love that kind of chutzpah…

She had special haircolor preparations – and all manner of deep conditioners and hot oil treatments, and whenever it was Hair Color Day she would call and I would drive over, glove up and perform the task with due diligence and reverent care. She never once asked me about what she could do to combat the hair loss she was experiencing and because she acted like it didn’t exist, I felt it was not my place to point it out. (more…)

Read article

Why Older American Women Are Getting a Divorce and Why It’s Perfectly Okay

Comments (0) October 2018 KW Magazine, Relationships/Marriage/Divorce

divorce

At the end of my seminar on relationships, the woman who had organized the workshops approached me. After telling me how much she had enjoyed all the workshops presented that day, she said, “There’s something that is never included in these workshops, though. No one ever discusses the divorce rate of couples over a certain age. Many women in long-standing marriages are getting divorced. I think you might have a good topic here for a future seminar Kristen. Think about it.”

She went on to tell me that she was sixty-two and had recently filed for divorce herself. The marriage had lasted forty years. When I showed surprise at the fact that, after that amount of time, she felt divorce was necessary she laughed and said, “It’s happening more and more. Forty years goes by like nothing. People still have a lot of life to live and if the partnership isn’t good for either of you, you owe it to yourself to do what’s best for your life. People change and you shouldn’t remain stagnant.” (more…)

Read article

Becoming Billie – Chapter Eleven

Comments (0) Mystery Series - Becoming Billie, October 2018 KW Magazine

becoming billie

“Hold on a second, Gus! Let me get up to speed here.” Pete yawned, closed the den door, put Gus on speaker phone and poured himself a Scotch-in that order.  “I’m ready now – Shoot.”

Gus relayed the suicide attempt with Mark, the home invasion, the lawyer’s taking of Mark’s case; leaving nothing out.  Allowing for a lengthy silence on his end of the phone, he waited for Pete’s assessment.

“Well,” Pete said slowly, downing his drink, “I gotta tell you, I’m not surprised at your so-called friend’s betrayal.  I haven’t liked Mark from the get-go beginning at yours and Mary’s barbeque years ago.  Something about him gave me the creeps but he was your friend and I just wrote it off –anyway that’s water under the bridge now.   So you say Mark’s debt was sold.  Sounds like a serious bunch and it sure explains the extent of their efforts to silence you and that girl.  She’s the key to this whole thing but what’s your take on why?” (more…)

Read article

Why Life Insurance Matters for New Homeowners

Comments (0) Finance and Money, October 2018 KW Magazine

life insurance

It addresses a significant financial risk.

If you buy a home and you have no life insurance, there is a financial risk. It may not be immediately evident, but it must be acknowledged – and it should be addressed.

What if you die, and your spouse or partner is left to pay off the mortgage alone? This possibility may seem remote, and it may be hard for you to contemplate. It deserves consideration regardless. (more…)

Read article

Are You Working the Success Trinity Accurately?

Comments (0) Business, October 2018 KW Magazine

success trinity

Entrepreneurs are voracious learners and the keenest of observers about life itself and business in particular. When we first began our businesses, we put in helacious numbers of hours to check out the competition, to learn the best methodologies, and to compromise within ourselves between our dreams, our long term goals, and our current budgets. Do you remember those early days?

The internet is rife with “how to” articles and this one may well join that madding throng. It contains what is a spoonful of Truth that’ll help you toward greater financial success, and who among us would turn up our noses at money? Let’s take a look to see if you’re working your success trinity accurately. (more…)

Read article

Celebrating Women Singers in History

Comments (0) October 2018 KW Magazine, Women In History

female singers

As we mourn the recent death of the Queen of Soul, Aretha Franklin, we take the opportunity to acknowledge and remember several women singers who defined music genres and paved the way for the many other women who followed in their footsteps.  Come enjoy their stories with us.

Beverly-Sills

Beverly Sills

Soprano opera star Beverly Sills (Bubbles) won her first singing contest when she was three years old.  At age four, she was singing on the radio and at age seven, in a movie released in 1938, she sang in her first film.  From 1939 on, she sang regularly on the radio and won contests.  Her operatic stage debut came in 1947 and she became so identified with opera in the U.S. that in 1971 she was on the cover of Time magazine as “America’s Queen of Opera.”  Sills popularized opera through her many television appearances.  After her retirement from singing, she served as general director of the New York City Opera, taking it from a precarious financial position to a well-functioning operation.  She served as chairwoman of Lincoln Center and the Metropolitan Opera.  Her many awards include the Kennedy Center Honors, the National Medal of Arts, and the Presidential Medal of Freedom.  Sills has been inducted into the National Women’s Hall of Fame.  (more…)

Read article

Healthy Ways to Incorporate Fitness into Your Routine

Comments (0) Fitness Over 40, October 2018 KW Magazine

fitness

Our bodies crave exercise at all ages, whether that means daily walks, fitness classes or a night of dancing. Although physical fitness may look different at age 65 than it did at 20, being active on a regular basis is still important to maintaining health and well-being.

Exercise helps establish better balance and flexibility and reduces falls. It improves sleep patterns and boosts mood. But it can be difficult to adapt our fitness routines or start new ones as our bodies change with age.

An overview at www.cdc.gov outlines weekly goals for amount and types of exercise for people over 65. Below are five exercises that can be modified for different skill levels and range of motion and can be done almost anywhere, anytime. (more…)

Read article

Easy Fall 30-Minute Mediterranean Meals with Grapes

Comments (0) Food and Drink, October 2018 KW Magazine

mediterranean pizza

With the onset of fall, new schedules and an invigorating pace, eating nourishing meals is an important way to keep up energy levels. With few having the time to devote to cooking an elaborate meal, a collection of delicious and dependable 30-minute recipes for a quick but satisfying meal can be handy. What else keeps things simple? Having fresh staples such as California table grapes on hand helps brighten up any recipe and fuel up after activities. (more…)

Read article

The Benefits of Walking Meditation

Comments (0) Fitness Over 40, October 2018 KW Magazine

walking meditation

The mental and physical merits of walking are well established, from helping ward off depression to preventing heart disease. Meditation, likewise, can help reduce anxiety symptoms and improve sleep quality. Have you considered combining these seemingly very different activities?

Walking meditation, which doesn’t take much of an investment in time or money, can be a good way to reap multiple benefits. (more…)

Read article

Smart Tips and Tricks, to Cut Travel Costs

Comments (0) Business, October 2018 KW Magazine

travel costs

Looking to spend time away without spending a ton of money? Your wanderlust doesn’t have to directly compete with your desire to save. With a few smart tips and tricks, you can cut costs and make the most out of your trip. These seven savings strategies make travel more accessible, enjoyable and affordable than ever before.

1. Pre-pay your hotel stay and save: Plan ahead to get the best rates at hotels. For example, at Extended Stay America hotels, guests who pre-pay their stay more than seven days before their arrival date can receive 5 percent off their nightly rate and guests who pre-pay more than 21 days in advance can receive 10 percent off their nightly rate. (more…)

Read article

Learn About Fall Risks and Make These Changes

Comments (0) Boomer Life, October 2018 KW Magazine

fall risks

Overwhelmingly, people say that they want to stay independent. One way to ensure they can is to learn about fall risks and make changes to reduce their chances of falling. Because, while one in four older adults falls each year, there are ways to be prepared for the changes of aging in order to prevent falls.

“The misconception is that falls are a normal part of aging, but this is untrue,” says Kathleen Cameron, senior director at the National Council on Aging’s Center for Healthy Aging. “Just because you’re getting older doesn’t mean you’ll inevitably fall at some point. There are proven ways to prevent falls, so older adults can live healthy, safely and independently.” (more…)

Read article

Three Easy Steps to Perform a Tire Safety Check

Comments (0) Auto and Car Care, October 2018 KW Magazine

tire safety

With the final days of summer upon us, now is the time to spend a few extra minutes performing a tire safety check. Here are three easy steps to ensure your tires will be ready to handle the season change and keep you and your family safe year-round.

Stay on top of your tire pressure. Many drivers enjoy road trips from early summer through October and both under-inflation and over-inflation can affect your ride. Overinflated tires can degrade ride comfort, reduce traction, cause fast centerline wear and result in increased susceptibility to tire/suspension damage due to harder impacts with pot holes and road hazards. Similarly, Underinflated tires are prone to uneven wear, heat buildup leading to structural damage, and reduced impact resistance. Underinflation can sub-optimize stopping and cornering power and result in poor fuel economy. Checking inflation pressure is most accurate when the vehicle has been at rest and out of direct sunshine for several hours. (more…)

Read article

In Search of Intimacy After Prostate Cancer

Comments (0) Boomer Life, October 2018 KW Magazine

prostate cancer

A prostate cancer diagnosis can lead to profound changes in a man’s relationship with his partner. As the most common non-skin, male-specific cancer in the U.S., prostate cancer affects one in nine men. Approximately 165,000 men will be diagnosed with prostate cancer this year and 29,000 men will die from the disease. While early detection and treatment can save lives, treatment side effects can have a negative impact on quality of life.

The prostate gland is part of the male reproductive system. Therefore, treatment side effects can include erectile dysfunction and incontinence, which can be temporary or ongoing. These side effects can take a toll on sexual health and intimacy: in fact, sexual dysfunction is often identified as the most common long-term side effect after prostate cancer treatments like surgery or radiation. (more…)

Read article

Tips for Remodeling Your Home to Age In Place

Comments (0) Home and Garden, October 2018 KW Magazine

age in place

American household demographics constantly change. With kids grown and moved out, many adults are considering remodeling to meet their future needs and age in place. This has inspired the idea of aging in place, meaning the desire to have a high quality of life in your home as you get older. In the United States, it’s a desire shared by many.

According to the AARP, 87 percent of adults age 65 and older want to stay in their current home and community as they age. Furthermore, among people age 50 to 64, 71 percent of people want to age in place. The desire to age in place typically requires making thoughtful updates to a home to accommodate senior needs. (more…)

Read article

The Truth About Why Women Are so Good at Running a Business

Comments (0) Business, September 2018 KW Magazine

business woman

You know the old joke that says that if a man is driving and is lost in unfamiliar territory he will never ask for directions, but a woman in the same situation has no problem asking for help? There’s truth in that humorous statement. It turns out that it isn’t just in driving; a woman’s ability to ask for directions may also help her in running her own business.

According to Forbes Magazine, “One in twenty men feels they lack certain technical knowledge for their jobs. Compare this figure to only one in five women who feel the same. The difference between the two is that women don’t let this slow them down.”

A woman tends to research, ask pertinent questions, and work with colleagues to get answers that will result in success for her business. Whether it is in the area of technical, financial, or marketing, a woman who is in charge of running her own business doesn’t let a lack of knowledge stop her. She will learn and remember. (more…)

Read article

The Awe and The Awful – Exposing the Darkest Symptoms of Menopause

Comments (0) Menopause, September 2018 KW Magazine

menopause

To be blunt, for me, this has been the Summer from Hell. To be totally honest, it was months in the making.

The fact that I’m sitting here able to type this Tale of Woe is testament to the power of prayer, the help of many – and sheer Redheaded Determination.

Sitting here typing, I’m still weak and lightheaded and break out in occasional hot flashes that make me want to throw up.

At least I now know what ‘It’ is and with each day that passes, the prescribed medications drag me closer to Wellness. Oh, please hurry… (more…)

Read article

Finding Freedom from Fitness Myths

Comments (0) Fitness Over 40, September 2018 KW Magazine

fitness myths

There is a fundamental truth that we should keep in mind when we start down the path of any wellness journey.  We are all absolutely capable and worthy of making meaningful changes to our lives through health and fitness.  No matter what excuses we have been making, what limitations we have, and what challenges we face; there are always steps that we can take to feel better and take care of ourselves more completely.

The most difficult part is almost always the seemingly simple act of getting started.  That decision to make a significant change and then rallying behind that decision is not easy.  There is often an uphill battle against self-doubt, past failures, and a negative mindset.  (more…)

Read article

Smart Financial Steps After College: A to-do list for the twentysomething

Comments (0) Finance and Money, September 2018 KW Magazine

financial

!! Share with your kids and grandkids !!

Did you recently graduate from college? The years after graduation are crucial not only for getting a career underway, but also for planning financial progress. Consider making these money moves before you reach thirty.

Direct a bit of your pay into an emergency fund. Just a little cash per paycheck. Gradually build a cash savings account that can come in handy in a pinch.

Speaking of emergencies, remember health insurance. Without health coverage, an accident, injury, or illness represents a financial problem as well as a physical one. Insurance is your way of managing that financial risk. A grace period does come into play here. If your employer does not sponsor a health plan, remember that you can stay on the health insurance policy of your parents until age 26. (In some states, insurers will let you do that until age 29 or 31.) If you are in good health, a bronze or silver plan may be a good option.1,2 (more…)

Read article

Becoming Billie – Chapter Ten

Comments (0) Mystery Series - Becoming Billie, September 2018 KW Magazine

becoming billie

Going against all his training, and before he could stop himself, Gus flew across the room toward his distraught friend.  He tackled Mark, yelling as he did so and the two men hit the floor with a thud, the gun discharging, muffled by a silencer. Mark broke free and stared -wide eyed and sweating- at Gus who winced in pain and grabbed his left forearm.

Mark instinctively reached for the tie that hung disheveled and loose around his neck. Ripping it from his collar he lurched toward Gus, taking Gus’s wounded arm and making a makeshift tourniquet.

‘Gus! Gus, I’m sorry. I’m so damn sorry!! I’m so damned sorry….’ Mark’s voice trailed away into sobs.

Gus held his arm tight and looked into his friend’s pale, terrified face. After a moment Gus responded. ‘It’s OK Mark. It’s OK… just a flesh wound. But I suspect you’re apologizing for more than just THIS. ‘Bout time you and I had a little talk huh?’ (more…)

Read article

Why You Should Dispose Of Old Opioids and How to Do It

Comments (0) Addiction/Codependency, September 2018 KW Magazine

opioids

Want to help keep your family and community safe? Get rid of any unused prescription opioids that may be in cabinets, drawers or anywhere else you store medicine.

What are opioids?

Prescription opioids are powerful, pain-reducing medicines. You can find them in pill forms, syrups or even prescription patches. Commonly prescribed opioids include hydrocodone, morphine and oxycodone.

But they also can cause overdose deaths. Every day, 115 Americans die from opioid overdoses, according to the Centers for Disease Control and Prevention. (more…)

Read article

Women and Food – What A Delicious History!

Comments (0) September 2018 KW Magazine, Women In History

food

Mmmmm!  Food!  As women, we are generally connected with all aspects of food preparation. In our work, we are continuing to discover additional historical women in every field.  Recently, while exploring women and food, we learned about Malinda Russell and Nancy Green.  Malinda Russell authored the first cookbook known to have been published by an African-American woman.  Russell lived in Tennessee as a free black woman and earned her living by cooking.  Her cookbook, published in 1866, is titled Domestic Cook Book:  Containing a Careful Selection of Useful Receipts for the Kitchen.  Many of the recipes are for fancy deserts and 265 total recipes are provided.  Another woman who came to our attention was Nancy Green, who in 1893 was introduced as “Aunt Jemima” at the World’s Columbian Exposition in Chicago. She continued in that role for many years.  As a result of her celebrity, Green was able to become an activist working on antipoverty programs and for equal rights for all individuals.  Here are some additional fascinating women related to the food industry.  Come enjoy their stories with us.  (more…)

Read article

What Is the Best Job You Ever Had? Was It A Peak Experience?

Comments (0) Business, September 2018 KW Magazine

peak experience

I consider my very best job a Peak Experience. It was so satisfying, that I work to re-create it in every job I’ve held since then, but just as the planets don’t always align, those subsequent jobs didn’t always align. I asked myself “What were the details that made that one job a Peak Experience?” These are my insights: (more…)

Read article

Easy Entertaining and Recipe Tips from Celebrity Chef Katie Lee

Comments (0) Food and Drink, September 2018 KW Magazine

Whether it’s an end-of-summer bash or a back-to-school barbecue, entertaining is all about family, friends and of course, food. But hosting the perfect soiree doesn’t have to mean you’re stuck in the kitchen while everyone else is enjoying the party. TV chef and cookbook author Katie Lee offers these tips for easy entertaining that will get you away from the stove and into the party.

Consider a buffet or family-style menu

One large dish that everyone can serve themselves is an entertainer’s dream. Make-ahead veggie burgers or shrimp rolls are two of Katie’s favorites — just grill and prep all of the ingredients ahead of time and have people “Create Your Own” (CYO) with a buffet of toppings — bacon, lettuce, tomato, onion, etc. It’s all about options for a big group so everyone is satisfied.

Prepare your side dishes ahead of time

Opt for side dishes that can be prepared, refrigerated and pulled out when it’s time for dinner. Any kind of grain salad, such as quinoa, is an easy, go-to choice. Paired with a burger or shrimp roll, it’s the perfect complement. (more…)

Read article

Take a Tour of Italy Without Leaving Home

Comments (0) Food and Drink, September 2018 KW Magazine

italy

Dreaming of an Italian vacation? You can experience the country’s stunning, ancient and romantic regions without even leaving home. The wines of Italy embody the heart and soul of the country itself, being a part of the land, the air and the water of the regions in which they’re grown.

Letting the vineyards be your guide, you’ll travel from the Tuscan coast to the Adriatic’s long, sandy beaches, to the black and rich slopes of an active volcano. You’ll marvel at Sicily’s crystal blue waters and be awed by Campania’s storied past. You can even learn about some dedicated winemakers along the way. (more…)

Read article

7 Surprising Health Benefits of Doing Jigsaw Puzzles

Comments (0) Boomer Life, September 2018 KW Magazine

jigsaw puzzle

There’s a quiet movement going on in this country, and it doesn’t involve apps, data or the latest fad. Following the lead of vinyl record albums, coloring books and traditional board games, jigsaw puzzles are seeing a resurgence in popularity. Perhaps, because it’s an opportunity to unplug and give yourself and family an escape from the information overload that is buzzing through the very fabric of our lives 24/7.

Wrestling the kids (or yourself) away from screens, devices, even the television can be a nearly impossible task, but it’s vital to our mental and even physical health. A jigsaw puzzle requires your full attention and therein lies the magic. Everyone from tweens and teens to millennials and over-worked parents to seniors are returning to this quiet pastime of childhood. Call it a retro revolution. (more…)

Read article

Are You A Savvy Traveler?

Comments (0) September 2018 KW Magazine, Travel

traveler

Are you a savvy traveler? Do you shop around to get the best deals? How about knowing the ins and outs of saving money when planning a trip?

Chase and the InterContinental Hotels Group (IHG®) asked folks across the U.S. travel-related questions to find out just how savvy they are, and here’s what they found: 73 percent of millennials consider themselves to be savvy travelers.

Even if you think you know it all about getting from Point A to Point B, there are some secrets from travel gurus that might take your vacation travel to a new level. From streamlining check-in to getting the most out of your hotel stay, and even a few packing tips, here are 9 genius travel hacks that will save you time, money and headaches on your next trip. (more…)

Read article

Belly Up – Tackling Belly Bloat During Midlife and Beyond

Comments (2) Ask Carrie - Health and Beauty Tips, August 2018 KW Magazine, Menopause

belly bloat

Sometimes, a reader submits an Ask Carrie question that’s so compelling, it’s just too good and/or too important to not address publicly. And in depth in article format.

That’s exactly what happened last month, when a reader wrote in with the following question, hot on the heels of my earlier 2-part article ‘Going, Going, Gone- Bowel Health, Beauty and You’.

The reader wrote in with the following: (more…)

Read article

Happiness is Loving Your Body – Imperfections and All

Comments (0) August 2018 KW Magazine, Beauty/Fashion/Style

body

While some people rely on roadmaps or a GPS system I rely on landmarks to get me where I’m going. It’s always been like that for me. When I was dating my husband-to-be he gave explicit directions on how to get to his house.

“You’ll be on south 80 then you’re going to turn onto west 21 and go…” I interrupted him to ask what landmarks I should look for; gas stations, buildings, etc. Having the visual is what I need I told him. (more…)

Read article

Ideas for Revamping Your Fall Routine

Comments (0) August 2018 KW Magazine, Fitness Over 40

new season

Most of us are still in vacation mode with our toes in the sand, but we’ll blink and it will be September before we realize it.  The summer has a tendency to fly by and let Fall completely sneak up on us.  Whether you still have kids in school or not, there is a definite change in the air when summer ends.  Temperatures cool back down, traffic heats back up, no more casual Friday at the office.  Some of us look forward to this return to the norm after a more laid-back summer, but some of us dread it.  Either way, I think most of us can agree that there is a distinct feel to the changing of these seasons. (more…)

Read article

The Risks of Putting Too Much Money Into an Annuity

Comments (0) August 2018 KW Magazine, Finance and Money

annuity

These private income contracts do have potential flaws.

It may not be good to have all your eggs in an annuity basket. Or even a majority of your eggs, financially speaking.

Fundamentally, an annuity contract means handing over your money to an insurer. In turn, the insurer pays out an income stream to you from that lump sum (or from the years of purchase payments you have made). The insurance company holds the money; you do not. From one standpoint, this arrangement has some merit; it relieves you of the burden of having to manage that money. From another standpoint, it has a few significant drawbacks.1,2  (more…)

Read article

Becoming Billie Chapter Nine

Comments (0) August 2018 KW Magazine, Mystery Series - Becoming Billie

Angie stood stiff, her hand in a frozen wave as she watched the red tail lights retreat into the pitch-black night.  Her ‘Guardian Angels’ -as she would later refer to Syms and Dyson- nodded to each other and one of them took her by the hand. “Time to settle in now, ma’am.” Syms said gently and Dyson agreed with a nod.

“Oh, forgive my manners, gentlemen!” Angie replied with a start.  “Of course, let’s get in the house!  I know you must be starving.  I believe there’s still some Chess Pie.  I’ll make some fresh coffee too…”

With that, her two protectors picked up their gear as the befuddled woman motioned to Jip.  The old farm dog and Molly had sniffed each other out and agreed on a ‘wait and see’ partnership.  Together they all headed to the house that was soon to become their fortress. (more…)

Read article